Winter Springs Chapter 13 Bankruptcy Lawyer
Debt Relief in Florida Through Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows you to create a debt repayment plan. For that reason, it is frequently referred to as debt reorganization. Essentially all types of debt, from home loans to medical bills, can be addressed through this form of bankruptcy. Perhaps more importantly, this type of bankruptcy does not require you to give up any property, and gives you up to five years to catch up on debts secured by property that you own and that you want to keep.
If you have fallen behind on your house payments and other bills, and you just need help catching up, Chapter 13 may be the best option for you. To determine whether Chapter 13 makes sense in your case, I will take the time to learn about your situation. I will educate you about this type of bankruptcy and help you weigh your options.
If Chapter 13 does not make sense in your situation, I can assist you in exploring Chapter 7 and other alternatives.
Call 407-695-0874or contact me online to schedule a free consultation. My name is Randy Hillman, and my law firm is a debt relief agency. I am a lawyer helping people file for bankruptcy relief under the Bankruptcy Code.
Chapter 13 Bankruptcy: The Process
Information gathering is the first step of the bankruptcy process. I will ask you to provide the following information:
- Monthly income
- Monthly expenses
- Your debts
- Your assets
With that information, I will complete the bankruptcy petition and plan and file it with the court. There will be a creditors meeting, and I will attend this meeting with you. Although the meeting is straightforward, you should not have to go through it alone, without your advocate on your side. I am committed to personal attention and side-by-side representation.
Provided the proposed repayment plan is approved, it will continue for the outlined timeframe, which is typically between three and five years. Essentially, your job will be to make the payments as set forth in the plan. I will remain available to you until your debt is eliminated.
Free Consultation: File Bankruptcy in Orlando
Call 407-695-0874 or contact me online to schedule a free consultation with a Winter Springs Chapter 13 bankruptcy attorney. I am available during regular business hours, evenings and weekends by appointment. Spanish language service is available to better serve people who do not speak English as a first language.