Winter Springs Chapter 7 Bankruptcy Lawyer
Florida Debt Relief Through Chapter 7 Bankruptcy
Chapter 7 bankruptcy is frequently referred to as debt liquidation because it allows you to liquidate the majority of your debts. The typical debts that individuals have that cannot be discharged by a Chapter 7 Bankruptcy are student loans and IRS debts, but even these can be discharged under certain circumstances.
If you cannot longer pay your credit card bills, medical bills or other debts you have incurred, and your telephone never stops ringing with creditors calling you, Chapter 7 may be the best solution. I will help you determine whether you qualify, taking great care to educate you about everything involved in the process. I will educate you concerning the steps in the bankruptcy procedure, the exemptions to which you are entitled based on your particular situation and how long it will take to complete the bankruptcy.
If Chapter 7 does not turn out to be the right option for you, I can assist you in exploring Chapter 13 and other alternatives.
Call 407-695-0874or contact me online to schedule a free consultation. My name is Randy Hillman, and my law firm is a debt relief agency. I am a lawyer helping people file for bankruptcy relief under the Bankruptcy Code.
Chapter 7 Bankruptcy: The Process
The first step is to gather information. The information that will be necessary includes:
- Your monthly income
- Your monthly expenses
- Your debts
- Your assets
With this information, I will complete the bankruptcy petition and file it with the court. The next step is the creditors meeting. While this meeting is fairly straightforward, I will be by your side at it. I provide personal attention to the people I represent which means you will not be alone at any point in the legal process. After the creditors meeting, usually your order of discharge will be issued in approximately 2 months. This is the Court order which eliminates your obligation to pay the debts which are determined to be dischargeable..
Free Consultation: File Bankruptcy in Seminole County
Call 407-695-0874 or contact me online to schedule a free consultation with a Winter Springs Chapter 7 bankruptcy attorney. I am available during regular business hours, evenings and weekends by appointment. Spanish language service is available to better serve people who do not speak English as a first language.