Home Mortgage Modification Attorney
Modifying Your Mortgage is a Possibility
If you have fallen behind on your mortgage payments and you fear that the threat of foreclosure is near, bankruptcy is not your only option. Mortgage modification is a possibility.
While it is unlikely that lenders would agree to reducing the principal, there are factors that they may be willing to make changes to. They may be willing to reduce the interest rate of your mortgage. They may be willing to extend the duration of your mortgage to reduce your monthly payments to something more affordable to you.
My name is Randy Hillman. I am a bankruptcy and real estate lawyer with more than 30 years of experience providing debt relief for people in Winter Springs, Kissimmee and the surrounding parts of Florida. I am here to tell you about your options and help you pick the one that makes the most sense for you. Call 407-695-0874 or contact me online to schedule a free consultation.
Overcoming the Challenges of Mortgage Modification
Lenders are not eager to make changes to mortgages because these changes may mean less money in their pockets. My role is to make it clear to them why a mortgage modification would be the best option for them as well as opposed to bankruptcy or foreclosure.
What I do is prepare all of the necessary documentation that the lender is going to want to see. I put the information in their hands and work hard to negotiate a positive outcome. In the process, I have to take great care, knowing that there are hazards that could arise. If the person at the bank is not communicating with others, someone else at the bank could set the foreclosure process into motion while negotiations are underway. I use my experience to avoid these hazards as I pursue modified loan terms that work for you.
Free Consultation With a Florida Loan Modification Lawyer
Call 407-695-0874 or contact me online to schedule a free consultation with a home mortgage modification attorney. I am available during regular business hours, evenings and weekends by appointment. Spanish language service is available to better serve people who do not speak English as a first language.
